Your local, on-time mortgage loan specialists.

Your local, on-time mortgage loan specialists.

Steps to Approval

In our 28+ years of experience working closely with our clients we have developed a precise process that ensures there are no unexpected problems and that you know what is happening every step of the way. This is how we are going to get you there:
1

Ballpark With Us

Wondering how to start or what you may qualify for? With just a couple of figures we can determine pretty easily if we need to take the next step and get serious. Choose a loan officer and contact them to find out if you're in the ballpark.

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2

Pre-Qualify

Are you in the ballpark? Now, you need to arm yourself and your realtor with the tools to negotiate the best deal on the home. This pre-qualification letter will allow you to start from a confident place with the builders or owners of your new home.

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3

We Go To Work

We work with your agents to gather the documents. We contact appraisers and inspectors. We explore the specifics details that are going to make your deal come together. There are a lot of moving pieces, but we do this all the time — not to worry.

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4

Local Underwriting

We are not figuring this out through a maze of random national underwriters. We are actually working with our own, in-house underwriters. This means that things are fast, secure, and without surprise.

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We look forward to putting our team to work for you.

We offer the best mortgage tools available on the Internet — easy, convenient, online shopping for the best loan programs and most current rates available, together with the assistance of an experienced live loan officer to guide you through the often difficult and confusing process of choosing and getting the exact loan to meet your specific needs.
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"Ok, this has been one smooth deal. Not one headache thanks for everything. I am sending everyone who calls me to you guys." — Melody Smith, Realtor