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Loan Officer Headshot

Sophie Sandlin-Raines

Loan Officer


(901) 275-4248


(901) 759-4480




(901) 759-4369

Sophie Sandlin-Raines is a native Memphian and a graduate of the St. George’s class of 2010. While at St. George’s, Sophie excelled in soccer and track. She also was and still is an avid equestrian. After graduating college, she started working at the front desk at Community Mortgage, which is where she really began to see the industry in a different light. After leaving for a short stint to gain some experience, Sophie returned, ready to jump feet first into the industry and learn all she could. She’s been full speed ahead ever since, excelling at an incredible pace.

Sophie’s take on her industry is to shake the dust off and bring excitement and personality to the process for her clients. Sophie’s dedication to her clients goes far, “she does not give up unless there is nothing else she can do.” This attitude has proved to bring her from a rookie to a top producer in her company in 5 short years.

When she is not involved with her clients you will find her spending time with her husband Hunter, and her pups Rip & Finn.

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What my clients have to say:

Grey Cubicles

Mike Gardner


About as pro as it gets

Grey Cubicles

Amanda Lott


I am both a client and a REALTOR. Sophie has handled my personal loans as well as most of my customers for the last several years. She and her team are always responsive to the customer/client and the agents. I highly recommend her to all of our customers. The customer service, products offered, and competitive rates are all reasons we love Sophie Raines and Community Mortgage.

Grey Cubicles

Eustis Corrigan III


Sophie made the process seamless to deal with. She also did a great job of laying out the details on the next steps on what to expect along the way. I know there’s a lot of options out there but it really does make a difference having a real person to deal with and be on your side.

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