About me
I have spent over half of my life helping people just like you get into their new home. All home loans are not the same, and finding the right fit for you is an art as much as a science.
Ranked 5th in the nation for FHA/VA loans, I know how to make this work. I have been there before.
On any journey to a new place you might follow a map, but it is so much better to walk with someone who has been down the road countless times. Your home loan process will have many twists and turns as we make our way to the top. Navigating those decisions can be tricky, but through experience and close communication my team and I will get you there.
Kevin is Licensed in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, and Tennessee.
Ready
to get
started?
Fill out this form and well start a Ballpark conversation! Include my name as your loan officer and I will connect with you!
Testimonials
Paul & Jan E.
Client
Kevin and his entire staff are top notch professionals in helping, organizing and managing our mortgage process from start to finish. They provided clear advice on the progression of our mortgage application, step by step requirements for required documents, and quick feedback on any questions we might have had. This was done in a very friendly and personable manner which gave us confidence and reassurance we were in the hands of true experts in the mortgage management business. They are outstanding and we commend them on a job well done!
Robert H.
Client
Working with Kevin Ruby and the entire team at Community Mortgage was an absolutely exceptional experience. They handled my VA home loan with incredible dedication and professionalism. From day one, Kevin and his team were prompt and thorough, ensuring every single one of my questions was answered in detail. The entire process, including complex aspects of the VA loan, was explained clearly and patiently, which made us feel informed and confident every step of the way. Their diligence was truly remarkable, as they successfully managed to get our loan completed well ahead of the scheduled closing date. Kevin Ruby’s team consistently went above and beyond my expectations, and I highly recommend them for anyone seeking outstanding mortgage service.
Mariesa H.
Client
Our family had a wonderful and easy experience purchasing our home through Community Mortgage. It was a long distance, sight unseen situation as well. The communication and paperwork was streamlined and always friendly. We are grateful. Thank you!
Katherine R
Fast. Efficient. Professional! Couldn’t ask for better service!