top of page
Image by Emily Finch
IMG_0298.jpeg

Kathy
Harpole

Loan Officer

OFFICE:

(662) 349-1300

DIRECT:

(901) 461-2104

FAX:

(901) 759-4436

NMLS:

82090

About me

Hello, I’m Kathy Harpole. Thank you for visiting our website. I know you’ll find the services offered here helpful and the loan programs not only convenient, but competitive. It’s my goal to help you cut through the clutter and noise in the mortgage marketplace, so you can quickly and efficiently find a home loan that meets your objectives and fits your lifestyle. As a professional in the mortgage lending industry, I’ve built my reputation on providing outstanding service to my clients. That means you can count on me to always look out for your best interests, and to keep you informed throughout every step of the lending process. Please don’t hesitate to call if you have questions about the information you find here on our website. Enjoy your visit, Kathy Harpole

Kathy is Licensed in Arkansas, Florida, Mississippi, and Tennessee.

Testimonials

Rozelle H.

Client

Great job on time just the way everything should be thanks guys!

Tanya K

Kathy Harpole and her team at Community Mortgage made the home buying process go seamlessly. I went from being pre approved to buying my home in no time with people there walking me through every step of the process. You could not ask for better people to work with!

Ann H

Kathy Harpole was extremely helpful with obtaining mortgage for my new home. I really appreciate the ease of obtaining mortgage since I was moving from another state. Everything was done by phone, text and email. I highly recommend Community Mortgage and Kathy Harpole.

George G

I was pleased with the professional work ethics and the people I dealt with.

Tony D

Kathy was incredibly helpful and efficient in helping us buy our new house in Southaven. She worked to find the best rate and the lowest cost loan product, and then she and her incredible team helped us every step of the way through underwriting. Closing was fast and right on time! I would work with her again in a heartbeat!

Morgan F

We had a crazy experience with closed dates being pushed back multiple times due to issues on our buyer's end, and Kathy was there with our paperwork ready with ever twist and bump in the road. She and her co workers helped us have a great experience amidst the chaos that is pandemic realty.

Nimisha C

Great communication and very efficient.

Bertha C

Thank you all so much. I couldn’t have done it without you and your amazing team. You all made my process easy even though we came to some hiccups but y’all made it easy with less stressful. You all made me feel special and comfortable during process and I’m very grateful and thanks to you all my dreams came true of being a homeowner. I appreciate you all so much including my realtor agent. Thank you again

Veronica N V

6717 Henredon Dr 38141

Thomas W

I wanted to thank Kathy for really helping us get through something that can be very stressful which is getting a loan on a house. She was very professional. If we called her she answered her phone and would walk me or my wife through what ever question we had. You can tell when someone loves what they are doing and cares about the people they are working with. Going through all of the paperwork and the numbers with us at the beginning and those numbers being the same or very close at closing. Coming to our closing also was great. My wife loved the candle! She knows her job and what she is doing. I will recommend others to Community Mortgage and tell them about our positive experience dealing with Kathy.

Michelle W.

I was representing some very qualified buyers and they were not having a lot of luck using their present Mortgage Company on their new loan. They had out grown their current home and they were looking for larger new home in a good school district. We found a home they absolutely loved and their current mortgage company quoted them an astronomical closing figure. I suggested they try Kathy Harpole at Community Mortgage, Kathy swooped in and saved the day! She made the process some much more affordable and very simple! Cheers to Kathy!!

Bettie B

Kathy did a great job on this loan...she answered all questions in a timely manner and was very professional. I could not have asked for a smoother closing. Thank you Kathy!

Caroline M

Absolutely fabulous! Closed on the purchase of my new home in less then 3 weeks!!!

Claire J

Kathy was amazing from start to finish on this home purchase. I represented the buyers, and Kathy worked hand-in-hand with me and the buyers to make this a seamless process! Two thumbs WAY UP!!!

Kay-Ann D

I enjoyed working with Kathy from Community mortgage. She made the process simple and easy

Brad B

4464 Bakersfield Drive
It has been just over a year now since we've been in our new house and as I reflect back to the house building / buying process, I can tell you that Kathy Harpole at Community Mortgage made our loan process by far the easiest thing we had to deal with during the entire time. The way she cared about all of our needs and wants really showed us that she was the best in the business at serving her customers. Kathy was very experienced in her business and made sure we got the best rates and loan possible. We would definitely use Kathy and Community Mortgage again as well as recommend them highly. Thanks again Kathy!

Diane K

I would like to thank Kathy and her team for the fine job that they did for me each one was very quick at doing their work they made sure that everything was correct before going to the underwriters they all paid agreat job on my closing they all were excellant I thank each of them

Robert F

You guys we great, it was an awesome experience, everything went for smooth thank you for all your help.

David N

Kathy and her team did an amazing job. I had a complex application, they worked thought all the issues with professionalism. Big thanks for getting it closed on time.

Kay-Ann D

I enjoyed working with Kathy from Community mortgage. She made the process simple and easy

Robert F

You guys were great, everything went smooth thank you for all your help

Michael Josh Z

Kathy and team helped me achieve something I did not think would be possible. I know that I would not have my house today without their dedication and support. Thank you so much Kathy !

Karen L

After the end of a twenty-five year marriage, I recently had to purchase a home alone for the first time. Kathy has been remarkable to work with on securing a loan for my new home. She was sensitive to my apprehensions and made the process as painless as possible. I can not thank her enough for helping me navigate through this process.

Hannah D

Kathy and her team were a delight to work with. They were available to answer any questions we had very quickly, and they were patient with us as first-time buyers. We would recommend them to anyone!

Rebecca

Kathy H. is amazing at what she does. She provides clear instructions, information, and is available when needed. She is positive and professional, and most of all knowledgeable. Could not have asked for better service!

Patti H

Kathy was great to deal with.

Oneal J

Kathy Harpole and her team are excellent to work with. Made the process smooth and simple, i would recommend anyone to use Kathy and her team.

Tywhan W

I had an amazing experience working with Kathy and her team at community mortgage. They made the home buying process easy and kept me informed every step of the way. I would highly recommend this group of individuals.

Sid K

I worked with several people in the group from Southaven and they were all awesome. They worked hard to get me a loan and a price I could afford. When I had questions and there were a lot, they were very quick to respond and answer them and made sure I was up to date on everything going on with my loan. I would 100 percent recommend them to assist with a loan. Thank you everyone for the great job in helping me get a great place to call home.

Gabrielle Santa C

Kathy Harpole and the Community Mortgage Team did a great job of helping me get the perfect home loan for my needs. I appreciate the work that they put in to make my home buying dream a reality.

Derek Demond P

Excellent job!

Theodore D

You guys did a fantastic job for me and I just want to thank each and every one of you start with the top Mrs. Kathy Harpole you guys are the best and I will be referring people if they're looking for a home ❤️❤️❤️❤️❤️

Meagan G

A Dream Realized, Thanks to Kathy Harpole and the Community Mortgage Team”
Becoming a homeowner always felt like a distant dream—especially as a single mom navigating the complexities of life, finances, and uncertainty. But from the moment I connected with Kathy Harpole and the incredible team at Community Mortgage, everything changed.

Kathy was more than just a loan officer—she became a true partner in my journey. Her patience, warmth, and dedication made all the difference. She answered every question (and I had many!), returned every call, and never once made me feel like I was alone in the process. Her team followed suit—always professional, always kind, and always ready to support me no matter the hour.

There were moments I felt overwhelmed, but Kathy’s steady guidance gave me confidence. She explained each step clearly, and every challenge became manageable with her and her team by my side. What could have been a stressful and intimidating process became a truly uplifting experience—one filled with hope, encouragement, and ultimately, joy.

Thanks to Kathy and the Community Mortgage team, I’m now holding the keys to a home I can call mine. A home where my child can grow, laugh, and dream big. I’ll never forget the care and compassion they showed throughout this journey. If you’re looking for someone who truly understands the emotional and financial significance of homeownership, especially in a unique situation like mine, I can’t recommend Kathy Harpole and her team enough. They didn’t just help me buy a house—they helped me build a future.”

Drennan N

I had an outstanding, hassle free experience with Community Mortgage. Kathy and her staff always kept me up to date with each step in my loan process. If I had questions, they had the answers. I would recommend Community Mortgage to anyone!

Pamelia K

Kathy is wonderful!

Tracy K

I am a new home owner so this process was very stressful for me. I asked several questions but Kathy and her team never complained. Thank you to each of you and I am truly enjoying my home

Karen L M

This was our 5th and final home purchase and Kathy made it all come together. I don’t know where would be without her expertise and caring nature!

Johnnie H

So proud to say that my experience with Community Mortgage has been an amazing experience. The staff went above and beyond my expectations in spite of a few rocky moments but the staff never gave up. Thank you Kathy for allowing me to be one of your clients. I give the company a A+

Richard A.

We have bought two homes with Kathy Harpole at community mortgage, it has been the best experience (both times). The team at community mortgage makes buying a home effortless. Kathy is always there to answer questions and there has never been a �last minute� rush to get things done.

Ed H

We recently relocated from Indianapolis to Olive Branch. With traveling back and forth, and a sold home in Indianapolis with a firm close date, we could not afford a misstep on our closing in Olive Branch.

Kathy Harpole at Community Mortgage took firm control of our loan application and stayed on top of the process from application to closing. She was in contact with us every step of the way to make sure we were providing the right information to prevent any delays.

We have moved 5 times in my career and Kathy is by far the best and most competent mortgage broker we have ever dealt with.

We love You Kathy!

Ed and Jill Hughes

LaTorie B

Kathy Harpole and her team were amazing, efficient, helpful and informative. She made the process easy and stress free. We couldn't have chosen a better mortgage team.

The Bradshaw's

alton C

Throughout the process Kathy and her team were very professional, responsive, and knowledgeable about helping us. For anyone looking for a local mortgage company Kathy Harpole and her team are the way to go.

Alexia A

Thank you Community Mortgage for assisting us in purchasing our first house! Kathy & Cammie were so helpful and patient with us! They worked very fast and we got into our house super quick! Thanks for making this process so easy and seamless!

Joycelyn D

The team was professional and the best ever! I was able to close early due to their expedious handling of my loan. This was a great team to work with and so friendly and helpful. Thanks so much to Kathy and her team.

Kayla T

Kathy,Cammie, and Shanna were all so great! This is our second time purchasing a home with Community Mortgage. They were all so quick about getting back to me and helping me with any questions my husband and I had. Thank you all for helping our little family find and get the home we've been longing for.

James T.

Kathy and the team at Community Mortgage did an outstanding job of helping Angie and I's dream come true, we wouldn't
hesitate using them again in the future.

Erin O

Kathy and her team are amazing. They go above and beyond!! Thank you so much!!!!!!

Kristy M

We were referred to Kathy by a friend. From the moment we began the process, it went so smoothly. We have purchased and sold many homes. However, this has been the easiest yet. Plus, Kathy got us an unbelievable rate. You are informed every step of the way. Any questions I had were answered immediately by phone or text. I must also praise Shanna for all her hard work in the process. Thank you for an amazing experience.

Takendra M

After going through the ringer with another mortgage company I called Community Mortgage to see if they could help with my loan. They got me approved the same day and went above and beyond with everything they did. I was still nervous up until closing day but Kathy answered all of my questions and eased my fears. I would recommend anyone I know to use Community Mortgage!

Lois C

I was very satisfied with the service. Kathy went out of her way to make this process as easy as possible. Her and the people at her office were very helpful and understanding. This was the first time in over 20 years I have moved and I was very scared and very uncertain of how everything works. Kathy is exceptional in explaining step by step the process and how things would work. I will recommend your company in the future and send Kathy as much business as possible.

Jeremy S

We just used Community Mortgage in the buying process of our new home and they were fantastic. They made everything quick and easy. Everyone we worked with at Community Mortgage was friendly and very helpful in explaining everything to us. We most definitely would use them again and we recommend them to anyone trying to buy a home!

Abby T

Best experience ever. Kathy was amazing to work with! We will always be using Community Mortgage! My fianc� and I had the smoothest experience buying our second home. Thank you for everything!

STEVEN M

Community Mortgage was very helpful, personable, and professional.

Carrie B

I recenlty purchased a home through through your company with the help of Kathy Harpole. I was introduced to her through my agent Jennie Holiday. I recall thinking after my first meeting with Kathy that it felt like we had known one another for years. She was so down to earth while yet remaining professional. She explained the entire process and basically held my hand through the entire home buying process. A few times, I came by the office without an appointment and other members of the staff there such as Della and Cammie were very friendly and helpful. Community Mortgage made my home buying experience such a pleasant experience. Everything just fell into place where it was needed. I love my new home. It is everything that I expected and more. I would high recommend Kathy and her team to anyone that is interested in purchasing a home.

Vanessa H

Kathy Harpole and Team was excellent. Five Stars plus.

Keys To The New Place

Ready
to get
started?

Fill out this form and we'll start a Ballpark conversation! Include my name as your loan officer and I will connect with you!

Start the conversation

Location
bottom of page