
About me
Hi! I’m Kathee Villar. Thank you for visiting my page. I have been a loan officer with Community Mortgage for 30 years, and I will work hard to get each and every home loan closed in a timely efficient manner!
We have in house underwriting… as well as in house processing & closing departments! We offer so many programs… that one will surely fit your needs: VA, FHA, Conventional, Jumbo, 203K/Rehab, USDA, THDA, MS Home Corp, County Down Payment Assistance, City Down Payment Assistance, HUD Homes, COP/Teacher Programs, Investor Loans, Refinances.
I am licensed in TN, MS, FL, AL, AR, KY, and GA. You can apply online, email, or call me for a pre-qualification! I look forward to taking care of your mortgage needs!
Kathee is Licensed in Alabama, Arkansas, Florida, Georgia, Kentucky, Mississippi, and Tennessee.
Testimonials
John M.
Kathee helped my wife and I secure a loan for us to move across country into the home of our dreams. We were first time buyers and were nervous and naive. She and her team held our hand through the process, kept us cool and calm and explained in detail any questions we had. She was always there to pick up the random call from us. Kind and diligent, we would use her again anytime and highly recommend her services.
Brianna E
Kathee took great care of us with the process of finding the best loan for our first home! Thank you for everything ❤️
Ebrima J
It was a pleasure doing business with Kathee and the team. Been there at every step, had made the whole process less overwhelming. I would not definitely hesitate to refer a family or friend.
DeNise L
My experience with Kathee and her team was exceptional. She was in constant communication with me and made what could have been stressful much easier to navigate. Thank you!
Shacorya
The services that I received was over and beyond my expectations. The staff at Community Mortgage made it possible for me to become a homeowner at the age of 33 as a single mother. They worked diligently until the day I closed on my home. They gave me great advice and made the impossible possible!!!!!! The journey was very difficult but Community Mortgage made it easy. I received great advice , staff was knowledgeable and helpful from beginning to the end. Community Mortgage showed the absolute best concern and understanding I received from all other offices I received. I felt like family. Last thing I want to say to those reading this since 2017 I had been trying to purchase a home and Community Mortgage was the first to believe in me , encouraged me ,& stayed on me until the big day. Thanks Community Mortgage for helping me and my family finally have a place of our own to call home. I am forever grateful for your entire team for making my dream come true.
Amber W
We had a rough experience attempting to completely make it through the purchase of a home. Inspections, negotiations, etc., fell through on three houses before we were able to find our home. Kathee was patient, helpful, and immediately responsive, even after hours. Many times I emailed after hours requesting information, fully expecting a response the next morning. Kathee always researched the information, and responded immediately. When we finally found the right home, we had a quick closing. Kathee kept our file updated at all times, had the greatest attitude, and made sure the process was painless (at least for us). Kathee Villar is the best, most professional, positive, motivated loan officer in the universe! Thanks Kathee!
Calvin w J
Timely and efficient staff well done
Neil S
I could not have asked for a more responsive, helpful, or more pleasant person than Kathee Villar as my loan officer. She maintained constant communication and feedback with me always looking for the best solutions for me and the best mortgage loan rate. She was always positive, humorous, and made it all happen and enjoyable for me. She epitomizes the term "Rockstar"! Thank you Kathee - truly.
Charlyne K
Kathee Villar is beyond wonderful! My experience with Kathee, Walt, Lynda and Scott was exactly what I knew it would be, perfect. I can't thank the entire Team at CMC enough. As an escrow officer in a busy title company, I've seen the closing from all sides except as the buyer. I had a great experience from start to finish and now own my first home. Thank you all, Char
Sequina J
Very prompt and professional services coupled with great customer assistance produced an awesome client home buying experience!!
Terry and Heather W
I give this company 10 STARS and would recommend them to anybody who is in the market looking to but a home. Kathee, Walt, and Lynda help my husband and I from the beginning to end and was there every step of the way. Even though, the process was long and I had doubts at times that we would get denied, Kathee and her team reassured us that everything would be okay. The GREAT part about closing on our new home is that we PAID 0.00 dollars at closing and they gave us a CHECK!!!! I can go on and on about this company but I suggest any and everybody to use this company.
nancy H
I am very happy with the refinance through Community Mortgage. Kathee and her team were very knowledgeable, patient, and easy to work with. I would definitely recommend them.
Mandolyn W
We love working with Kathee. She makes the process so easy.
Frank G
Working with the team at Community Mortgage was great. They made the home loan process easy. Kathee was so patient and helpful.
Dennis J
I would like to recognize and thank Kathee Villar, Walt Stephenson and Lynda Thompson for their untiring work in getting my refinance done quickly and accurately. Their advice and support was invaluable. I would highly recommend Community Mortgage to anyone.
Arica M
Kathee and her team were so helpful, knowledgeable, trustworthy and kind to me and my husband! She and her team were a pleasure to work with and got us to the closing table!
Devin T
Kathee and her entire team were very communicative the entire process. As a first time home-buyer, they allowed me to trust them and reassured me from beginning to end.
Ramazan A.
I purchased my first house with the help of my loan officer, Ms Kathee Villar. I was a complete novice and didn't know anything about the process of purchasing a house. She clarified everything step by step from the beginning, from the application paperwork to the procedures on the closing day. I had great experience with Community Mortgage and I am glad I found them.
Yalonda H
They were amazing.You know what’s going on during the whole process.
Chris T
4 years ago we started this journey trying to find the perfect home we worked with three different real estate agent and three different mortgage brokers when I was about to throw in the towel our 4th real estate agent Kim Bowden told us about Community mortgage and a awesome and wonderful woman name kathee Villar. She was straightforward and honest from start to finish I would recommend her to anybody that's looking forward to buying a new home to go see her, she's good at what she does.Kim Bowden thank you for being so patient with me in my wife I know it can be difficult to work with us at times but with GOD all things are possible. Community Mortgage you guys are the best.
Paul and Iris S
No words are adequate enough to express our gratitude to Kathee Villar and her team for making our move a great experience. We have moved many times in our lifetime, but none were as complicated as this one. Kathee was always there to answer our questions and look out for us in general. We were introduced to Kathee approximately 20 months ago when we committed to purchase a house in another city. The turnaround time to complete the purchase was short, but Kathee and her team provided us flawless service. At the last minute, we backed out of the purchase due to issues found during the inspection. Kathee continued to keep in touch with us, providing valuable information and offering encouragement when it seemed like we would never find the right house. Eventually, we decided to build a new house. Again, Kathee was there to answer our numerous questions as we always bought existing homes in the past and were unfamiliar with the financial aspects associated with building a new house in another city. Through no fault of her own, or of Community Mortgage, a last minute issue had to be quickly resolved. Kathee and her team went above and beyond expectations to get it resolved in time for the closing. In summary, Kathy and her team ensured a smooth and successful financial experience. She has even contacted us to see how we are enjoying our new home. We highly recommend Kathee Villar and Community Mortgage!
Meredith J
Ms. Villar was professional and helpful. Even during a pandemic, she was able to make the process smooth. I would recommend this loan company to others.
Adebisi G
Kathee is one exceptional person and a very good loan officer I was glad to have worked with. Her advise, availability, and constant dissemination of information gave me so much confidence and trust to rely on Community Mortgage for my mortgage loans. Community Mortgage delivers at every level. Money was made available on time to facilitate the closing on my house. Their after-care services are also superb. I have no hesitation in recommending Kathee and Community Mortgage to any would-be home buyer.
Marvin T
Excellent team of people that treat you like family.
Angela B
Working with Mrs.Kathee was a great experience and we appreciate her help with our first home purchase.
Brad L
Kathee and her team at Community Mortgage were great. We are thrilled with the interest rate and the process was all done electronically. It was very easy and Kathee kept us very informed during the entire process. I highly recommend Kathee Villar and Community Mortgage.
Eddie W P
Kathee and her team were awesome and very patient with me and my home buying experience. I wish I would found them sooner to have saved me some time! Great experience overall! Application, analysis, underwriting - great team!
The third time was the charm for sure!
Morgan M
Kathee provided exceptional service from our first interaction. I am most impressed with the communication she provided, from letting me know when she would get back to us if she wasn’t available at the time we reached out. She answered all questions in a way that was easy to understand. Her and her team provided speedy service and closing went smooth as ever because of her!
Chintu P
Kathee has been very helpful from the start it loan application to closing. She gave us update every time when the process change.
B M
This is the second time I have done business with Kathee. I appreciate her knowledge, patience and customer service. I know I had to have driven her crazy a few times when things did not go as they should have. My son and two daughters will be buying homes and will be going to Kathee.
Terry W
I give this company 10 STARS and would recommend them to anybody who is in the market looking to but a home. Kathee, Walt, and Lynda help my husband and I from the beginning to end and was there every step of the way. Even though, the process was long and I had doubts at times that we would get denied, Kathee and her team reassured us that everything would be okay. They was always available to answer all of my questions, which I had tons of them. The GREAT part about closing on our new home is that we PAID 0.00 dollars at closing and they gave us a CHECK!!!! I can go on and on about this company but I suggest any and everybody to use this company
Natosha W
I blindly stumbled upon Kathee by completing an online inquiry with Community Mortgage. That was the best decision ever. She was very responsive and informative throughout the process, even after hours and on weekends. I will be sure to send her many referrals in the future. I highly recommend Kathee and her team!
Mickey W
Kathee and her team were very responsive and helpful. They immediately answered any of our questions or responded to requests for documents. They made buying our new home an enjoyable experience instead of the stressful nightmare stories I’ve always heard. I would gladly recommend their services to anyone looking to purchase a home!
Melanie S
I was referred to Community Mortgage by a co worker and they didn't disappoint. They went above and beyond my expectations even when I got a little discouraged they lifted my spirits up and said No we are going to get through this and we did. I applied for loan March 23rd and signed on my new starter home May 24th. I was so blessed to have Community Mortgage on my side every step of the way. I will recommend you go with Community Mortgage for your next home.
Chuck A
Absolutely the best closing ever. She and her Company are Awesome!
Harold M
A simple refinance that was so easy due to the professional work of Kathee Villar and her team. I was able to do everything from home, so no COVID worries. Kathee was fast, on point and had an answer for every question. The rate Kathee secured was below any competitors and everyone at Community was a joy to work with throughout the process. If you need mortgage help, call Kathee!
Brandi R
It was a pleasure working with the entire team. Thanks again
Alexia G
Great experience! Great communication! Very informative!
Ronnie R
One call to Community Mortgage and Kathee Villar made all our buyers concerns disappear. Her knowledge and financial experience made our buying experience simply delightful.
nicole W
Everything went smooth and great experience
Cameron B
I want to thank Community Mortgage and specifically Kathee Villar for the very courteous service she provided during our homebuying journey. She was always available for questions or concerns and never placed us on any waiting list. She treated my wife and I like we were the only buyers in the market. Kudos to Kathee for being so professional and available during our homebuying journey!!
Cameron D. Bobo
Lakisha N. Bobo
Grady L.
Kathee, I would like to let you and your team know how grateful, happy and completely satisfied I am with all your work that you guys did. When I started this journey, I was a little apprehensive about the process but thanks to you guys it was a smooth ride. THANK YOU ALL SO VERY MUCH!
Landra P
I can't begin to tell what a wonderful experience I've had and continue to have on every transaction Kathee, Walt and Lynda handles for my buyers . They provide constant updates on my files. Every file closes on time. And more importantly they have so many options on loan products. They know what program works best for the buyer AND they are ACCESSIBLE when I need them.
Larry D
Kathee went above and beyond to make our closing happened. Did everything to ensure that our interest rate stayed low and kept up on building status. Thank you kathee. We truly appreciate everything you did for us.
Frank O
Kathee and her team was absolutely AMAZING to work with. Communication was excellent. I have heard horror stories about financing a home but Kathee made this the BEST experience I could have asked for. Thank you and Community Mortgage staff for everything. Keep up the GREAT work!!
Sandra T
This was not my first home purchase but it was the absolute best and easiest!! Kathee Villar was on point from day 1. Very informative and helpful from beginning to end. And oh my goodness so fast and thorough!! I would rocommed Kathee Villar and her team to anyone that is looking to purchase a home.
Julius B
Kathee got us closed in 20 days!
Sharon B
Nervous, Doubtful, Disbelief are words that come to mine when I think about me before starting my Mortgage journey with Community Mortgage. I had waisted six months prior to speaking to Kathee Villar and her assistant Walt. They made each step I took during the process believable and possible! The closer I got to the closing table I went into shock. I asked my Realtor �is this really happening�? Everyone was helpful, informative and professional! If I had to go through or know of anyone that is thinking of buying I would call Kathee/Walt/Lynda they are an Awesome team!
M. F
Kathee was a great resource during the purchase of our new home. She made the process simple and smooth. She was professional and personable at the same time and made sure we received the best interest rate possible.
Mark E
Kathee was extremely helpful throughout my entire refinance of my home. All of the personnel that I had contact with were extremely helpful and very professional. I will recommend Community Mortgage to my friends and neighbors. You have great personnel working at Community Mortgage. Thank you.
Eboni T
Kathee, Jill, and Walt have to be the best group of people I have ever had a chance to work with. No matter the day and no matter the time they were always there to help and answer any questions that I had. They were very helpful and made my home buying process extremely easy!
Jasmine J B
Wow! Kathlee and her team took care of everything, making the process incredibly smooth. I received my pre-approval in less than 24 hours! Kathlee was always available and took the time to educate me on lending process. She ensured my file was fully prepared for underwriting, preventing any hiccups and allowing me to be cleared for closing sooner than expected. I couldn't have asked for a better experience!
Landers C
Working with Mrs. Kathee and the team at Community Mortgage was amazing. She was professional, polite and very informative giving the information I needed to move forward and complete the process of being a first time homebuyer. We closed on home in two weeks. I would recommend community mortgage to getting approved and purchasing new home.
David F
Kathee and Community Mortgage helped my wife and I get into our dream home. Kathee was helpful, patient, thorough and walked us through every step of the process. We are very happy to recommend Kathee Villar and Community Mortgage to anyone looking to purchase a home.
Esther L. I
Kathee Villar was working so hard. I am so happy that I was her client. She did WONDERS giving me all the information I needed and guiding me through the whole process. I am about ready to move into my new home because of Kathee and Community Mortgage. I can't thank you enough.
Gloria W
I really enjoyed working with Kathee, she was awesome alone with the another staff. I really love my house thanks for everything Community Mortgage you guy's rock.
Sean
I was a new home buyer, and Kathee made the process extremely simple for me to ensure my loan was closed at the proper time. Although I probably made her job difficult in that I was very untimely with my submissions of documents that needed to be signed, she was patient and helped me along every step of the way.
Kenya S
I Really appreciate the help from Mrs Villar and the others you all did a magnificent jobs I would recommend you all to anyone Thanks so much
Brenda A
We are so blessed to have worked with Kathee on our home refinance. She really went above and beyond to help us. We had daily updates from her during the whole process. Thank you for your patience & knowledge, Kathee!?
Felicia H
This was by far the best experience during this crazy covid time. My loan office Mrs Kathee was great. The only thing that was a hassle was the loan USDA but thats to be expected during this time. But Community Mortgage Bank was awesome. I couldn't be happier.
Chris H.
My experience with Community Mortgage was outstanding! Everyone was very nice, patient, and very informative. The two people that were the most amazing was Kathee Villar, and Mary Tutt. These ladies know what they're doing and and extremely professional!! I will definitely recommend community mortgage as well use them again for any future mortgage needs. Thanks again Community Mortgage for making our process pleasant. God bless you all!!!
Terleter H
Kathee and her team were GREAT! They were very professional and courteous! They are very knowledgeable and responsive. I have already recommended them to a few friends and family and will continue to do so. Thank you Community Mortgage for being right there with me as I went through the home buying process!
Lynnette S
Superb treatment from everyone I dealt with at Community Mortgage. Kathy really kept me in the loop and answered all my questions throughout the whole process. If you are in need of a worry and stress free mortgage company, I highly recommend Community Mortgage
Teresa G
I am beyond grateful for Kathee Villar's advice, work ethic, knowledge, kindness and genuine concern about what was the best option for me as a first time home buyer!
While the process was daunting at times she always knew exactly what to do to not only calm my nerves but ensure that the process went as smoothly as possible. She would reply to me almost instantly when I had a concern or question. She was amazing to work with and I have already recommended friends and family to contact her.
I am so excited to be moving in to my new and perfect home and thank Kathee of Community Mortgage for lending her expertise and care to ensure this became a reality for me :)
I have attached a photo of one of my favorite rooms in my new home. The huge glass windows that look out over the park like back yard is amazing!
Teresa Gifford
Justin T Sr
It was a great experience from start to finish. As I have previously stated, I know I’m not the only client that the company has, however, I felt as if my thoughts and time were taken into consideration and I was helped through the process seamlessly. Thank you guys.
Bradley B
Thank you so much for your speed of service, dedication to my goals, and helping me understand the home buying process in and out for my first purchase. I honestly cannot say enough in a short testimonial of Community Mortgage and Kathee. From sending me text updates throughout the process to explaining documents, I would highly recommend CM to my friends and family.
Ann B
Great!the whole team was absolutely amazing 🥰
Verlean R
We simply Love Kathee!!!!
I can't say enough good things about Kathee. She is the Best. - very informative and knowledgeable about the business. She kept us informed all the way through the buying process. If you want someone that's going to work hard for you, then ask for Kathee. I highly recommend her.
Thanks,
Verlean Rubin
Joe and Jennifer B
We had the best experience with Kathee. All the paperwork involved with a new house is overwhelming but she made the whole process so smooth. Any question we had was answered so quickly and she didn't mind explaining anything. Her and her team was a pleasure to deal with!!!
Shawn A
Kathee was great walked me through the whole process , thank you so much I love my house
Thomas W
My name is Thomas Wells and I recently baught a property in the midtown area. I had the opportunity to work directly with Mrs kathee villar. My experience with Cmc was outstanding , everyone involved with my process was so direct intelligent and courteous. Kathee villar was the best possible person I could have worked with I enjoyed her so muc. I will not apply for another mortgage with out her she's amazing and should be promoted straight to the top .... thanks for a easy experience
T wells
Barbara B
I loved the multiple ways Kathee kept me informed. The technology utilized in the entire application process was helpful in moving the process along without having to handle physical documents. Thanks to Kathee for making the entire process seamless. I will used Kathee when I purchase my next home and I will recommend her service to others. Thank you.
Communication
Barbara W
It was a amazing experience, and I am very pleased with my purchase of my new home
Kishan P
We really happy to as you my loan officer kathee.
Thanks you.
Russ J
KATHEE VILLAR IS A ROCK STAR!!! I could not ask for a more pleasurable experience. Thank you for all the help, I will recommend you to anyone I can.
Barbara H
Outstanding
Robert Jaby D
Kathee Villar and Community Mortgage are the most professional, understanding and compassionate team. They took the work and worry off of me so I could concentrate on my wonderful new home.
Ashley C
Kathee and her team is the best!!!! Very professional and responsive to all of my questions and very fast on getting everything done!!!!
Tavis R
I can't express how overjoyed I am with Kathee and her team at community mortgage, I used 2 other companies trying to purchase my first home and both of them dropped the ball BUT HERE CAME THE DREAM TRAM... I Thank You All From The Bottom Of My Heart. This is My Dream come True.
Lee B.
Ms. Villar and the Community Mortgage Corporation team did an outstanding job handling my mortgage needs with my home! I love the fact that this team goes above and beyond the level of service that they provide to their customers. Ms. Villar has always shown me how excellent, and professional she is every step of the way through the mortgage process and even after my mortgage needs have been completed! Thank You so much for your outstanding help!
Angela F
Our experience with Community Mortgage was awesome. Kathee Villar was professional, patient and precise. She made the process expedient and painless. The closing process went smoothly and the agent was very helpful. Overall, our experience was tremendous and we would recommend Community Mortgage to anyone in the future.
Teresa G
I am beyond grateful for Kathee Villar's advice,work ethic, knowledge, kindness and genuine concern about what was the best option for me as a first time home buyer!
While the process was daunting at times she always knew exactly what to do to not only calm my nerves but ensure that the process went as smoothly as possible. She would reply to me almost instantly when I had a concern or question. She was amazing to work with and I have already recommended friends and family to contact her.
I am so excited to be moving in to my new and perfect home and thank Kathee of Community Mortgage for lending her expertise and care to ensure this became a reality for me :)
Teresa Gifford
Linda W
Nice and friendly group of individuals. Kathee Villar walked me through the entire process. I asked questions until I got full understanding of what was expected of me. They kept me in the know throughout the entire process. I really appreciate all their efforts of bringing my home purchase a reality.
Hayley M
I literally cannot say enough good things about Kathee. She was my loan officer for my first home. It was a stressful process and I didn't think I was going to be able to close on the day I wanted to. Well, Kathee went above and beyond and made it happen for me to close on the day I wanted! If you're looking for a mortgage company, Community Mortgage is the BEST! If you're looking for a loan officer, I can not recommend Kathee enough! She's GREAT!
Michael S
I would like to thank Kathee Villar and Rob Crump for helping me with my Dream of Living near the Beaches of the Gulf Coast and to have a Pool in my back yard.... My experience with Crump Mortgage was super simple and for the most part done all over a lap top... Kathee,Heather and Walt were very helpful as the process went along and I do believe from the time of offer to closing was about a month.... I would recommend Crump Mortgage a Million Times over for your Mortgage needs.....
Sincerely Michael Sederlund
Rhonda C
Thank you Kathee and Community Mortgage. You made it possible to refinance my home, at a lower interest rate, with cash back, as well as, lowering my monthly’s payments. What a blessing! The process was easy and Kathee was there to answer all my questions. She is very knowledgeable, kind and courteous. I can’t thank Kathee and Community mortgage enough.
Johnnie Y
Great worth by Kathie Lilliar of Community Mortgage.
Jeffrey M
Thank you for the wonderful service and quick response on every question. I will recommend you to anyone I know who is looking for a mortgage.
KC H
We have utilized Community Mortgage a number of times over the years and have been very pleased with the quality and value of the services we have received! Kathee is a GOD-send. She is very knowledgeable, professional, caring and kind! Her support team has always worked promptly and professionally alongside her to address all our needs. Community Mortgage Company comes “Highly Recommended” by us and we look forward to working with them again in the future!
Eddie W P
Kathee and her team were awesome and very patient with me and my home buying experience. I wish I would found them sooner to have saved me some time! Great experience overall! Application, analysis, underwriting - great team!
The third time was the charm for sure!

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