Down Payment Assistance for Mississippi Teachers: Everything You Need to Know
Updated: Jan 28, 2022
Here's Everything You Need to Know!
There is a critical shortage of qualified teachers in several counties across the state of Mississippi.
Fortunately, teachers in these counties are eligible to receive up to $6,000 in housing assistance they can put toward a down payment for their dream home.
Here are the qualifications for this program:
The teacher must be employed for a minimum of 3 years in a county where a critical shortage exists.
Must buy a home in the county where the teacher is currently employed.
Must contribute 1% of the total sales price.
Must teach one of the following subjects: Special Education, Math, Foreign Language (French, German, Spanish), and Science (Biology, Chemistry, Physics).
Again, there are a lot of counties that offer this type of assistance to their teachers.
Below, you will find a complete list of participating counties with links to the official website of the county and local school districts.
Adams
County Website: Click here
School District(s): Natchez-Adams SD
Amite
County Website: Click here
School District(s): Amite County SD
Atalla
County Website: Click here
School District(s): Attala County SD, Kosciusko SD
Benton
County Website: Click here
School District(s): Benton County SD
Bolivar
County Website: Click here
School District(s): North Bolivar Consolidated SD, West Bolivar Consolidated SD
Carroll
County Website: Click here
School District(s): Carroll County SD
Chicksaw
County Website: None
School District(s): Chickasaw County SD, Okolona Separate SD
Claiborne
County Website: Click here
School District(s): Claiborne County SD
Clarke
County Website: Click here
School District(s): Quitman SD
Coahoma
County Website: Click here
School District(s): Coahoma County SD, Coahoma Agricultural High School, Clarksdale SD, Clarksdale Collegiate
Copiah
County Website: Click here
School District(s): Copiah County SD, Hazlehurst City SD
Covington
County Website: Click here
School District(s): Covington County SD
Desoto
County Website: Click here
School District(s): Desoto County SD
Forrest
County Website: Click here
School District(s): Forrest County SD, Forrest County SD Agricultural, Hattiesburg SD
Grenada
County Website: Click here
School District(s): Grenada SD
Harrison
County Website: Click here
School District(s): Pass Christian SD
Hinds
County Website: Click here
School District(s): Hinds County SD, Smilow Collegiate, Re-Imagine Prep, Jackson Public Schools, Clinton SD, Midtown Public, Smilow Prep, Ambition Prep
Holmes
County Website: Click here
School District(s): Holmes County Consolidate SD
Humphreys
County Website: None
School District(s): Humphreys County SD
Jackson
County Website: Click here
School District(s): Moss Point SD
Jasper
County Website: Click here
School District(s): East Jasper County SD, West Jasper County SD
Jefferson
County Website: Click here
School District(s): Jefferson County SD
Jefferson Davis
County Website: Click here
School District(s): Jefferson Davis County SD
Jones
County Website: Click here
School District(s): Laurel SD
Kemper
County Website: Click here
School District(s): Kemper County SD
Lauderdale
County Website: Click here
School District(s): Meridian SD
Leake
County Website: Click here
School District(s): Leake County SD
Lee
County Website: None
School District(s): Lee County SD
Leflore
County Website: None
School District(s): Greenwood-Leflore Consolidated SD
Madison
County Website: Click here
School District(s): Canton SD
Marshall
County Website: Click here
School District(s): Marshall County SD, Holly Springs SD
Newton
County Website: Click here
School District(s): Newton Municipal SD, Union SD
Noxubee
County Website: None
School District(s): Noxubee County SD
Oktibbeha
County Website: Click here
School District(s): Starkville-Oktibbeha SD
Panola
County Website: Click here
School District(s): North Panola SD
Pearl River
County Website: Click here
School District(s): Picayune SD
Perry
County Website: None
School District(s): Perry County SD, Richton SD
Pike
County Website: Click here
School District(s): North Pike SD, McComb SD
Prentiss
County Website: Click here
School District(s): Baldwyn SD, Booneville SD
Quitman
County Website: Click here
School District(s): Quitman County SD
Scott
County Website: Click here
School District(s): Scott County SD, Forest Municipal SD
Sharkey
County Website: Click here
School District(s): Scott County SD, Forest Municipal SD
Simpson
County Website: Click here
School District(s): South Delta SD
Smith
County Website: Click here
School District(s): Simpson County SD
Sunflower
County Website: Click here
School District(s): Smith County SD
Tallahatchie
County Website: None
School District(s): Sunflower County SD
Tippah
County Website: Click here
School District(s): East Tallahatchie SD, West Tallahatchie SD
Tishomingo
County Website: None
School District(s): Tishomingo County SD
Tunica
County Website: None
School District(s): Tunica County SD
Union
County Website: None
School District(s): New Albany SD
Walthall
County Website: Click here
School District(s): Walthall County SD
Warren
County Website: Click here
School District(s): Vicksburg Warren SD
Washington
County Website: Click here
School District(s): Hollandale SD, Leland SD, Western Line SD, Greenville SD
Wayne
County Website: Click here
School District(s): Wayne County SD
Webster
County Website: None
School District(s): Webster County SD
Wilkinson
County Website: Click here
School District(s): Wilkinson County SD
Winston
County Website: Click here
School District(s): Louisville SD
Yalobusha
County Website: Click here
School District(s): Coffeeville SD
Yazoo
County Website: Click here
School District(s): Yazoo County SD, Yazoo City SD
Our Loan Officers by County
If you need to reach out to one of our loan officers to assist you, their information can be found below by county.
Tupelo and surrounding counties – Jeremy Holliday
Jackson and southern counties – Lauren Blake
Oxford and surrounding counties – Jason Lowe
North MS Counties – Jason Woods, Mika Joyner, and Kathy Harpole
Download Our HAT Flyer Today!
We know this is a lot of information to take in.
If you're a realtor and want to pass this information along to your clients, click here to download our HAT flyer today.
If you want a co-branded flyer with your loan officer, just click here to request one.
If you're a teacher and want to learn more about this program or spread the word, you can also click here to download the HAT flyer.
You can give us a call at (901) 759-4400 or click here to apply for this program!
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