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Down Payment Assistance for Mississippi Teachers: Everything You Need to Know

Updated: Jan 28

Here's Everything You Need to Know!


There is a critical shortage of qualified teachers in several counties across the state of Mississippi.

Fortunately, teachers in these counties are eligible to receive up to $6,000 in housing assistance they can put toward a down payment for their dream home.

Here are the qualifications for this program:

  • The teacher must be employed for a minimum of 3 years in a county where a critical shortage exists.

  • Must buy a home in the county where the teacher is currently employed.

  • Must contribute 1% of the total sales price.

  • Must teach one of the following subjects: Special Education, Math, Foreign Language (French, German, Spanish), and Science (Biology, Chemistry, Physics).

Again, there are a lot of counties that offer this type of assistance to their teachers.

Below, you will find a complete list of participating counties with links to the official website of the county and local school districts.

Adams

County Website: Click here

School District(s): Natchez-Adams SD

Amite

County Website: Click here

School District(s): Amite County SD

Atalla

County Website: Click here

School District(s): Attala County SD, Kosciusko SD

Benton

County Website: Click here

School District(s): Benton County SD

Bolivar

County Website: Click here

School District(s): North Bolivar Consolidated SD, West Bolivar Consolidated SD

Carroll

County Website: Click here

School District(s): Carroll County SD

Chicksaw

County Website: None

School District(s): Chickasaw County SD, Okolona Separate SD

Claiborne

County Website: Click here

School District(s): Claiborne County SD

Clarke

County Website: Click here

School District(s): Quitman SD

Coahoma

County Website: Click here

School District(s): Coahoma County SD, Coahoma Agricultural High School, Clarksdale SD, Clarksdale Collegiate

Copiah

County Website: Click here

School District(s): Copiah County SD, Hazlehurst City SD

Covington

County Website: Click here

School District(s): Covington County SD

Desoto

County Website: Click here

School District(s): Desoto County SD

Forrest

County Website: Click here

School District(s): Forrest County SD, Forrest County SD Agricultural, Hattiesburg SD

Grenada

County Website: Click here

School District(s): Grenada SD

Harrison

County Website: Click here

School District(s): Pass Christian SD

Hinds

County Website: Click here

School District(s): Hinds County SD, Smilow Collegiate, Re-Imagine Prep, Jackson Public Schools, Clinton SD, Midtown Public, Smilow Prep, Ambition Prep

Holmes

County Website: Click here

School District(s): Holmes County Consolidate SD

Humphreys

County Website: None

School District(s): Humphreys County SD

Jackson

County Website: Click here

School District(s): Moss Point SD

Jasper

County Website: Click here

School District(s): East Jasper County SD, West Jasper County SD

Jefferson

County Website: Click here

School District(s): Jefferson County SD

Jefferson Davis

County Website: Click here

School District(s): Jefferson Davis County SD

Jones

County Website: Click here

School District(s): Laurel SD

Kemper

County Website: Click here

School District(s): Kemper County SD

Lauderdale

County Website: Click here

School District(s): Meridian SD

Leake

County Website: Click here

School District(s): Leake County SD

Lee

County Website: None

School District(s): Lee County SD

Leflore

County Website: None

School District(s): Greenwood-Leflore Consolidated SD

Madison

County Website: Click here

School District(s): Canton SD

Marshall

County Website: Click here

School District(s): Marshall County SD, Holly Springs SD

Newton

County Website: Click here

School District(s): Newton Municipal SD, Union SD

Noxubee

County Website: None

School District(s): Noxubee County SD

Oktibbeha

County Website: Click here

School District(s): Starkville-Oktibbeha SD

Panola

County Website: Click here

School District(s): North Panola SD

Pearl River

County Website: Click here

School District(s): Picayune SD

Perry

County Website: None

School District(s): Perry County SD, Richton SD

Pike

County Website: Click here

School District(s): North Pike SD, McComb SD

Prentiss

County Website: Click here

School District(s): Baldwyn SD, Booneville SD

Quitman

County Website: Click here

School District(s): Quitman County SD

Scott

County Website: Click here

School District(s): Scott County SD, Forest Municipal SD

Sharkey

County Website: Click here

School District(s): Scott County SD, Forest Municipal SD

Simpson

County Website: Click here

School District(s): South Delta SD

Smith

County Website: Click here

School District(s): Simpson County SD

Sunflower

County Website: Click here

School District(s): Smith County SD

Tallahatchie

County Website: None

School District(s): Sunflower County SD

Tippah

County Website: Click here

School District(s): East Tallahatchie SD, West Tallahatchie SD

Tishomingo

County Website: None

School District(s): Tishomingo County SD

Tunica

County Website: None

School District(s): Tunica County SD

Union

County Website: None

School District(s): New Albany SD

Walthall

County Website: Click here

School District(s): Walthall County SD

Warren

County Website: Click here

School District(s): Vicksburg Warren SD

Washington

County Website: Click here

School District(s): Hollandale SD, Leland SD, Western Line SD, Greenville SD

Wayne

County Website: Click here

School District(s): Wayne County SD

Webster

County Website: None

School District(s): Webster County SD

Wilkinson

County Website: Click here

School District(s): Wilkinson County SD

Winston

County Website: Click here

School District(s): Louisville SD

Yalobusha

County Website: Click here

School District(s): Coffeeville SD

Yazoo

County Website: Click here

School District(s): Yazoo County SD, Yazoo City SD


Our Loan Officers by County

If you need to reach out to one of our loan officers to assist you, their information can be found below by county.

  • Tupelo and surrounding counties – Jeremy Holliday

  • Jackson and southern counties – Lauren Blake

  • Oxford and surrounding counties – Jason Lowe

  • North MS Counties – Jason Woods, Mika Joyner, and Kathy Harpole

Download Our HAT Flyer Today!

We know this is a lot of information to take in.

If you're a realtor and want to pass this information along to your clients, click here to download our HAT flyer today.

If you want a co-branded flyer with your loan officer, just click here to request one.

If you're a teacher and want to learn more about this program or spread the word, you can also click here to download the HAT flyer.

You can give us a call at (901) 759-4400 or click here to apply for this program!

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