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Updated: Jan 28, 2022

The Arkansas Deveopment Finance Authority is a state run organization who is pledge to make home ownership more affordable, both at the start of the buying process through the life of your home ownership. The Mortgage Credit Certificate is that ongoing savings piece.

What is a Mortgage Credit Certificate? This program is a dollar for dollar tax credit for certain Arkansas homebuyers. It allows those qualifying and taxpaying homebuyers to claim a tax credit based on their mortgage interest paid per year.

Do I Qualify? 1. Are you participating in the ADFA Move Up? Great, if not, skip this next step for details. 2. Are you... A 1st time homebuyer or have not owned a home in 3 years? A Veteran or Veteran Spouse? Buying a home in one of THESE Counties? If you said yes to any of these contact one of our Loan Officers to get your final approval If you said no you still could receive this benefit

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