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Glass Buildings
Loan Officer Headshot

Kevin Ruby

Loan Officer


(901) 428-1011


(901) 759-4455




(901) 759-4394

I have spent over half of my life helping people just like you get into their new home. All home loans are not the same, and finding the right fit for you is an art as much as a science.

Ranked 5th in the nation for FHA/VA loans, I know how to make this work.

I have been there before

On any journey to a new place you might follow a map, but it is so much better to walk with someone who has been down the road countless times.

Your home loan process will have many twists and turns as we make our way to the top. Navigating those decisions can be tricky, but through experience and close communication my team and I will get you there.

Get in touch:


Thank you for reaching out.  I'll be in touch shortly.

What my clients have to say:

Grey Cubicles

Bridget Young


Kevin Ruby, Loni Kruse, and Pamela Frazier were awesome. They kept me informed every step of the way during my loan process. If I had any questions, they were available. I felt at ease working with this team. You guys are the VIP. Thank you for a successful closing.

Grey Cubicles

Travis Ragland


The experience was very good. All questions were answered timely and the process flowed smoothly.

Grey Cubicles

Katherine Reder


Fast. Efficient. Professional! Couldn’t ask for better service!

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