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Loan Officer Headshot

Kevin Ruby

Loan Officer


(901) 428-1011


(901) 759-4455




(901) 759-4394

I have spent over half of my life helping people just like you get into their new home. All home loans are not the same, and finding the right fit for you is an art as much as a science.

Ranked 5th in the nation for FHA/VA loans, I know how to make this work.

I have been there before

On any journey to a new place you might follow a map, but it is so much better to walk with someone who has been down the road countless times.

Your home loan process will have many twists and turns as we make our way to the top. Navigating those decisions can be tricky, but through experience and close communication my team and I will get you there.

Get in touch:


Thank you for reaching out.  I'll be in touch shortly.

What my clients have to say:

Grey Cubicles

Gwendolyn Jackson-Henry


I have no complaints and the complaint that I did have Kevin Ruby took care of it immediately. I’m forever grateful and thankful for community mortgage peace and blessings to you all

Grey Cubicles

Mary J Teal


Community Mortgage was on top of everything I needed to have a successful closing. Any question I had for Kevin Ruby was answered almost immediately.

Grey Cubicles

Gerard Greene


Very responsive and had options that other institutions couldn’t provide. Thank you so much!!!

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