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Glass Buildings
Loan Officer Headshot

Kevin Ruby

Loan Officer


(901) 428-1011


(901) 759-4455




(901) 759-4394

I have spent over half of my life helping people just like you get into their new home. All home loans are not the same, and finding the right fit for you is an art as much as a science.

Ranked 5th in the nation for FHA/VA loans, I know how to make this work.

I have been there before

On any journey to a new place you might follow a map, but it is so much better to walk with someone who has been down the road countless times.

Your home loan process will have many twists and turns as we make our way to the top. Navigating those decisions can be tricky, but through experience and close communication my team and I will get you there.

Get in touch:


Thank you for reaching out.  I'll be in touch shortly.

What my clients have to say:

Grey Cubicles

Katie Jones


Kevin and his team at Community Mortgage were amazing to work with. They were supportive, gave great advice and very helpful guiding me through all the paperwork to get my VA loan. They were always quick to respond and I enjoyed working with them and would definitely work with them again in the future.,

Grey Cubicles

Sherrita Forrest


I had the privilege to work with Kevin Ruby during the process of building my new home. He was kind, courteous and professional which made this process seamless.

Grey Cubicles

Melinda Carlson


We switched to Community Mortgage rather late in our new build process. The team was exceptional in meeting our needs, being patient in explanations, and accessibility. Kevin would answer a text message quickly and made me feel very comfortable and confident! Thanks!

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