top of page
Glass Buildings
Loan Officer Headshot

Kevin Ruby

Loan Officer


(901) 428-1011


(901) 759-4455




(901) 759-4394

I have spent over half of my life helping people just like you get into their new home. All home loans are not the same, and finding the right fit for you is an art as much as a science.

Ranked 5th in the nation for FHA/VA loans, I know how to make this work.

I have been there before

On any journey to a new place you might follow a map, but it is so much better to walk with someone who has been down the road countless times.

Your home loan process will have many twists and turns as we make our way to the top. Navigating those decisions can be tricky, but through experience and close communication my team and I will get you there.

Get in touch:


Thank you for reaching out.  I'll be in touch shortly.

What my clients have to say:

Grey Cubicles

Wanda Bamberg


Kevin Ruby is the best!!! The Community mortgage team kept me well informed every step of the way. This homebuying experience and ease of closing exceeded my expectations. Stress free! Thank you Kevin and Community Mortgage team !!!

Grey Cubicles

Phil Chamberlain


The entire Kevin Ruby team did a fabulous job of execution and communication. Thank you to the entire team.

Grey Cubicles

Gwendolyn Jackson-Henry


I have no complaints and the complaint that I did have Kevin Ruby took care of it immediately. I’m forever grateful and thankful for community mortgage peace and blessings to you all

bottom of page