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Applying for a home loan is easy. You just answer standard questions regarding your employment, income, credit history, assets and liabilities, former residences and other details that would affect a home loan.

 

But what happens after that should be handled by a professional, experienced loan officer. Community Mortgage constantly surveys the lending industry for the best available loan programs to fit almost anyone's situation.

 

Your credit score will determine what type loan you qualify for, as well as the interest rate available to you.

  • The higher the score the more loan options you have and the lower your interest rate will be.

  • The lower the score, the more limited your loan options become, and usually, because of the risk, the higher the interest rate will be. However, you may be surprised how affordable a home can be, even if you have less than perfect credit.

The first step to obtaining answers to all of your questions is to apply. We make this convenient for you in several ways:

 

  • Go to APPLY ONLINE and complete the preliminary application

  • Select any one of our loan officers and complete the quick application

  • Call the loan officer of your choice directly

  • Email a loan officer to set up an appointment

 

When you contact us, the process will begin and you will soon know your options regarding a home purchase. There is no cost or obligation at this point. You decide how to proceed at this time. No hassle, no hard sales line, just courteous treatment.

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